A: I'd like to open another account.

B: That's great. What kind of account would you like to open?

A: I already have a checking account here.

B: So would you like to open a savings account?

A: Will I earn interest on the savings account?

B: As long as you make regular deposits and do not make withdrawals.

A: What is the interest rate?

B: You will earn one percent interest per month.

A: Can I transfer money from my checking account?

B: Of course you can. We can even set it up so it happens automatically.

A: Are there any fees?

B: There is a one-time $10 service fee.