The Millionaire

Before going to Europe on business，a man drives his Rolls-Royce to a downtown New York City bank and asks for an immediate loan of $5，000．The loan officer，taken aback，requests collateral．“Well then，here are the keys to my Rolls-Royce，”the man says．The loan officer promptly has the car driven into the bank’s underground parking for safe keeping，and gives the man the $5，000．Two weeks later，the man walks through the bank’s doors and asks to settle up his loan and get his car back．“That will be $5，000 in principal，and $15.40 in interest，”the loan officer says．The man writes out a check and starts to walk away．“Wait，sir，”the loan officer says．“You are a millionaire．Why in the world would you need to borrow $5，000？”The man smiles，“Where else could I find a safer place to park my Rolls-Royce in Manhattan for two weeks and pay only $15.40？”

百万富翁

一男子去欧洲商务旅行之前，开着他的劳斯莱斯汽车来到纽约市中心的一家银行，要银行立即给他贷款5，000美元。办理贷款的职员吃了一惊，要求他提供抵押品。“好吧，这是我劳斯莱斯汽车的钥匙，”这位男子道。办理贷款的职员立刻把车开进银行的地下停车库，以便妥善保管，并贷给了男子5，000美元。两星期后，该男子走进银行大门，要还贷款，并取回汽车。“本金5 ，000美元，再加15.4美元的利息。”办理贷款的职员道。男子开了一张支票，准备离开。“等等，先生，”那位银行职员道，“您是一位百万富翁，究竟为了什么原因需要借5，000美元呢？”男子面带微笑，说道：“在曼哈顿，我到哪儿能找到一个比你们这儿更安全的地方来停放自己的劳斯莱斯轿车达两个星期，并且只要付15.4美元呢？”