M: Oh, I think I broke my leg.

W: Here, sir. Sit down in this wheel chair.

M: Thanks.

W: The doctor will be with you in a moment. I just need to ask you a few questions.

M: All right.

W: Name, age and date of birth, please?

M: James Taylor, 23, March 30,1982.

W: Health insurance company and policy No?

M: I don't have it.

W: What?

M: I don't have health insurance.

W: Well, this is going to be a very expensive broken leg, Mr. Taylor.

M: Oh!