describe the item you lost
explain how you lost it
tell the insurance company what you would like them to do
范文：
Dear Sir or Madam,
I am writing to make an insurance claim for an item that I lost while on holiday last week.
The item is a wristwatch that I inherited from my grandfather. Both the watch strap and the face are made of gold, and the watch is worth a considerable amount of money. It also has great sentimental value.
I believe that I must have left the watch on the beach in front of the hotel where I was staying. I did return to search for it, but I can only assume that it was either covered in sand or that it had been washed out to sea.
I took out comprehensive travel insurance with your company, and my contract states that all lost items are covered. I would therefore ask that you review the attached information regarding the estimated value of the watch, and that you process my claim as quickly as possible.
Please let me know if you require any further information.
Yours faithfully,
Paul Jones(170)
