法律事务——保险（1）

1.Auto insurance 汽车保险

A: I heard that you bought a new car. Did you get your auto insurance?

B: Actually I bought a new used car. Yes， I did.

A：我听说你买了一辆新车，你买了汽车保险吗？

B：其实我买的是一辆新的二手车。是的，我买保险了。

2.Beneficiary 受益人

A: Who is the beneficiary?

B: My husband.

A：受益人是谁？

B：我丈夫。

3.Co-pay 自付率

A: How much is the co-pay for this medical insurance?

B: $10 for office visit， and 20% for other expenses.

A：这种医疗保险的自付率是多少啊？

B：门诊10美元，其他费用自付20%。

4.Coverage 保险范围

A: What is the coverage of the plan?

B: It covers most medical expenses at 80%， expect pre-existing conditions.

A：这种保险的投保范围是怎样的？

B：保大多数医疗费用的80%，不包括投保前发生的老病。

5.Dental insurance 牙保险

A: Is the dental insurance separated from the medical insurance?

B: It is in the United States.

A：牙保险和医疗保险是分开的吗？

B：在美国是这样的。