Needless tosay, the bigger the risk an insurance companytakes, the higher the premium you will have topay. It is not uncommon to hear that a ship pingcompany has made a claim for the cost ofsalvaging a sunken ship. But the claim made by a local authority to recover the cost ofsalvaging a sunken pie dish must surely be unique.

　　4.Needless to say, the bigger the risk an insurance company takes, the higher thepremium you will have to pay.

　　不用说，保险公司承担风险越大，你付的保险费也就越高。

　　语言点:the bigger…the higher…即“the+more…the+more…”结构，表示“越…越…”。

　　5.It is not uncommon to hear that a ship ping company has made a claim for the costof salvaging a sunken ship.

　　航运公司为打捞沉船而提出索赔，这是常有的事。

　　语言点:make a claim for的意思是“为…而提出索赔”。

　　6.But the claim made by a local authority to recover the cost of salvaging a sunken piedish must surely be unique.

　　但某地当局为打捞一只焙制馅饼的盘子提出索赔，倒是件新鲜的事儿。

　　语言点:句子结构分析:sth.must surely be unique=sth.must surely be exceptional,这个句子结构值得大家品味和学习。