2, Read Personal Finance Blogs

阅读个人理财博客

I find that I get encouraged to save-and to adopt good financial habits in general-by reading about others' tips and success. One of my must-read blogs for this is The Simple Dollar.

我是通过阅读别人的小技巧和成功经验才学会了存钱和理财的。我必读的一个理财博客是The Simple Dollar。

Other good blogs on personal finance are Get Rich Slowly and Wise Bread.

其他好的理财博客还有 Get Rich Slowly和 Wise 8read。

3, Keep a Savings Log

建立一个储蓄日志

Something that's often recommended for those sorting out their finances is to keep a spending log-to write down what you spend, so that you have a clear picture of where all the money is going. I've done this in the past, and it's always revealing (and occasionally a bit horrifying!)

管钱的一个好办法是建立一个花钱日志，写下你的花费，让自己清楚地知道所有的钱都花到哪里去了。我已经做到了这一点，而且我发现它真的是很有用(只是偶尔觉得结果有点可怕!)。

A twist on this, though, is to keep a savings log. Each time you make a deposit into your savings account (or each time you shove a few dollars into the jam jar hidden under your bed), write down the date and how much you saved. This can be a great way to motivate yourself to save more. You could also use your calendar or diary for this.

另一个办法正好相反，是建立一个储蓄日志。每当你把钱存入进银行户头(或把几块钱放到床底下的果酱罐子里)，记下日期和钱数。这是-个挺不错的方式来激励自己存钱。或者也可以使用日历或日记本来做记录。