今天我们要学的词是 overdraft. [ˈoʊvərdræft]

overdraft 名词，意思是透支。

In 2016, US consumers paid a total of $15 billion in overdraft fees – which is when a customer tries to make a purchase without enough money in their account to cover the transaction – according to new data released by the Consumer Financial Protection Bureau.
根据美国消费者金融保护局发布的新数据，2016年美国消费者总共支付150亿美元的透支费用，这是当顾客购物而账户中没有足够进行这项交易的数额时产生的费用。

Earlier in July, one of the UK's largest lender, Lloyds, said it was getting rid of unarranged overdraft fees altogether starting in November.
七月早些时候，英国最大借贷商之一劳埃德银行表示，将从11月起完全取消非约定透支的费用。