A: Hello. How can we be of service?

您好。我们如何为您效劳?

B: I'm here to see about a Fixed Asset Loan.

我到这里来了解一下有关固定资产贷款的事项。

A: OK, are you already an account holder?

好吧，您已经是账户持有人了吧?

B: Yes, I am. But I'm not sure if I'm eligible.

是的，我是。但我不敢肯定是否有资格。

A: To find out if you are eligible for our Fixed Asset Loan，we will have to look at various aspects of your business，such as,your long-term business prospects，your cash flow,your profitability, your capital structure....

要知道您是否有资格获得我们的固定资产贷款，我们将不得不对您的经营情况的各方面通盘考虑，比如，您的长期业务前景、您的现金流、您的赢利能力、您的资本结构……

B: For my credit worthiness?

这些是为了我的信贷价值?

A: Yes, and then other qualitative factors, such as the transparency of your business operations,your credibility and the integrity of your management.

是的，然后还有其他定性分析因素，比如业务运作透明度、您的诚信以及您管理团队的诚实度。