A: I just got my first ATM card.

B: That's great. Do you know how to use it?

A: Actually I could use some help.

B: Let's go to your bank's ATM.

A: Does it have to be my bank's ATM?

B: It should be or else you will get hit with fees.

A: Once I put my card in, what do I do?

B: You need to put your pin number in.

A: I wrote my pin number down. It's in my wallet.

B: To be safe you should memorize it.

A: Once I punch in my pin number, what do I do?

B: You need to choose what transaction you want to make.