A: What's the minimum balance requirement to open a checking account?

B: For our basic checking account you need to maintain a $50 minimum.

A: What other types of accounts are there?

B: Our premium checking account requires a $100 minimum.

A: What makes it premium?

B: Your money will earn some interest if it's a premium checking account.

A: What happens if I don't have the minimum balance?

B: You will be charged $25.00 a month if you have a basic checking account.

A: Does anyone offer free checking anymore?

B: It's free if you maintain the minimum.

A: I don't have a steady job right now.

B: Maybe you should just keep your money under your mattress.