1. I need to have a basic saving account. 我需要一个基本储蓄存款账户。

2. What's the service charge for a deposit? 存款的手续费是多少？

3. I want to open a foreign exchange account. 我想开一个外汇账户。

4. What's the interest rate for the saving account? 储蓄账户利息是多少？

5. I would like to open an account during my stay here. 在此停留期间，我想开个账户。

6. Do I need a saving account and a checking account? 储蓄存款账户和支票存款账户我都需要开吗？

7. I want to know how to open an online banking account. 我想问一下怎么开通网上银行？

8. We offer variable term deposit, notice deposit and current deposit in our bank. 我行有定活两便、通知存款和活期存款。

9. You can open a savings account at any time with an initial deposit of 50 dollars. 您可以随时以50美元的起存额开立储蓄账户。

10. There is a service charge for the checking account but no charge for the saving. 支票账户要收取服务费，现金账户则不收。

重点讲解：
saving account 储蓄账户
checking account 支票账户
exchange account 外汇账户
current deposit account 活期存款账户
variable term deposit 定期活期均可
notice deposit 通知存款
current deposit 活期存款
initial 最初的，一开始
例句：What was your initial reaction? 你的第一反应是什么

A: Good morning, lady. May I help you? 早上好，女士。需要帮忙吗？
B: Yes, I'd like to open a current deposit account with your bank. 是的，我想在贵行开一个活期存款账户。
A: OK. Please fill in a deposit slip and show me your passport. 好的。请填写一下存款单，并把您的护照给我看一下。
B: No problem. Is there a minimum balance? 没问题。请问有起存金额吗？
A: Sure. It would be at least 1 yuan to open an account. 当然有，开户时至少应该存1块钱。
B: I see. Here is 800 yuan. 知道了，这是800块钱。
A: Yes. By the way, you may also input a PIN number to insure safety of your funds. 好，顺便说一下，为了资金的安全，您可以设一个密码。
B: A pin number? How many digits? 密码？几位数字呢？
A: 6 digits. You'd better mix the number and the letter together. 6位数，您最好将数字和字幕混合在一起设。
B: Alright. Is that OK? 好，可以了吗？
A: Well, please input again. Yes, it's done. This is your Current All-In-One passbook and your passport. 请再输一遍。行办好了。这是您的“活期一本通”存折，还有您的护照。
B: Thanks a lot. 多谢。
A: My pleasure. 不客气。
重点讲解：
PIN number 个人识别密码PIN为Personal Identification Number的缩写。
passbook 银行存折
digits 数字，数位