随着车祸率的下降，一些汽车保险公司开始向客户退款

The pandemic is keeping cars parked, which means fewer crashes — and big savings for auto insurers. Allstate and American Family Insurance have decided to return that extra cash to customers.

流行病让汽车停在停车场，这意味着车祸减少了，也为汽车保险公司节省了大笔资金。好事达保险公司和美国家庭保险公司已决定将这笔额外资金返还给客户。

The pandemic has emptied out U.S. streets as Americans stay home to avoid spreading the coronavirus. Less driving means fewer car crashes. Fewer car crashes means big savings for auto insurers.

由于美国人呆在家里以避免传播冠状病毒，流行病已经清空了美国的街道。少开车意味着更少的车祸。更少的车祸意味着汽车保险公司可以省下一大笔钱。

And at least three companies have decided to pass those savings along to their customers.

至少有三家公司已经决定将这些节省下来的资金转移给他们的客户。

Allstate is going to send out some $600 million in premium refunds. All 18 million drivers with Allstate auto policies will be receiving 15% of their premium, credited to their bank account, credit card or Allstate account.

好事达将支付约6亿美元的保费退款。所有购买好事达汽车保险的1800万名司机都将获得15%的保费，计入他们的银行账户、信用卡或好事达账户。

"This is about fairness," Allstate CEO Tom Wilson said Monday, noting that "This is about doing it and not waiting to be asked."

“这事关公平，”好事达首席执行官汤姆·威尔逊周一表示。他指出，“这是要去做，而不是等着别人问。”

American Family Insurance, a smaller company, will be sending checks of $50 per car to more than 2 million customers. All told, American Family has $200 million in rebates on the way.

规模较小的美国家庭保险公司将向200多万客户发送每辆车50美元的支票。总计，美国家庭有2亿美元的退款正在进行中。