Back in the good old days of _stable__ economic _expansion__—in 1950s and 1960s—a person could  _choose__ to do something new, _exciting_ and _creative__  in life but could also choose to say, “That’s not for me: I am going to _play_ it safe in life. I am going to stay in my hometown and have a nice comfortable  _career__in a salaried job.” __That second choice no longer exists __ for the vast majority of Americans. __All of us are going to be creators and pioneers __ over the next 10 years whether we like it or not, and __many of us don’t like it_.