今天的这段对话，在讨论银行账号，

你需要去银行那里做什么？汤姆怎么继承了一些钱

来听今天的讲解:

beginner

A: are you ready to go to the bank?

你准备好去银行了吗？

B: sure, what do you need to do there?

当然，你需要在那里做什么？

A: there’s problem with my bank statement. There’s a mistake on it. I also need to withdraw some money form the ATM.

我的银行对账单有问题。上面有一个错误。我还需要从自动取款机上取一些钱。

B: I have to exchange some money.

我得换些钱。

A: that’s right. You’re going away next week.

没错。你下周就要离开了。

B: I also want to see if my salary has been paid into my bank account. There was a problem last week.

我还想看看我的工资是否已经存入我的银行账户。上周出现了问题。

A: I have to pay my credit bill too. If I don’t pay it soon, the credit card company will charge me interest.

我还得付我的信用卡账单。如果我不尽快付清，信用卡公司将向我收取利息。

B: their interest rates are usually quite high. It’s a good idea to pay off your credit card debts before they attract interest.

他们的利率通常很高。在信用卡引起利息之前还清债务是个好主意。

Intermediate

A: I heard that janet has got a new job. She’s working for the united investment group. I hear that they pay very well.

我听说janet找到了一份新工作。她在联合投资集团工作。我听说他们的薪水很高。

B: I heard that too. She must be making a pocket. Well, good for her.

我也听说了。她一定在做口袋。嗯，对她有好处。

A: now, she’ll be able to save up for that holiday in the united states.

现在，她可以为去美国度假存钱了。

B: yes, she will. At the moment, the exchange rate is very favorable, so she should try to go as soon as possible, while it’s cheaper.

是的，她会的。目前，汇率很优惠，所以她应该尽量尽快去，同时便宜一些。

A: you’re right. By the way, did you hear that tom inherited some money recently?

你说得对。顺便问一下，你听说汤姆最近继承了一些钱吗？

B: really? I thought his parents had died several years ago.

真正？我以为他的父母几年前就去世了。

A: they did. He inherited the money form an uncle. I hope he doesn’t lose a lot of it in taxed to the government.

他们是去世了。他从一个叔叔那里继承了这笔钱。我希望他不会因为向政府征税而损失很多。

B: dying can be very expensive nowadays! What’s he going to do with it?

如今，死亡可能非常昂贵！他打算怎么办？

A: he said that he would probably invest most of it. He’s got a well-paid job, so he doesn’t need the money to cover day-to day expenses. He just wants some extra money available for when he retires.

他说他可能会投资大部分。他有一份高薪的工作，所以他不需要这些钱来支付日常开支。他只想在退休时有一些额外的钱。

B: I had some good financial news yesterday too.

昨天我也有一些好的财务消息。

A: really? Have you won a fortune in the lottery?

真正？你中彩票了吗？

B: no, but I got a pay rise of 5% and a hours for all the hard work I’ve put in recently. I think it was very nice for my boss to show his appreciation in that way.

没有，但我最近辛辛苦苦地工作，得到了5%的加薪和一个小时的时间。我认为老板能以这种方式表达他的感激之情真是太好了。

A: It certainly was! So, what are you going to do with your windfall?

的确如此！那么，你打算怎么处理你的意外之财呢？