A:Are you here to make a deposit Mr Hayes?

　　您是来这里存钱的吗，Hayes先生?

　　B:No,Nancy,today I'm here to make a withdrawal. I made a formal request 7 days ago.

　　不是，Nancy，今天我来取钱。我提前7天通知过了。

　　A:You want to withdraw on your Time Deposit, right?

　　您是要从定期账户里取钱，对吗?

　　B:That's correct. But before I do,I was wondering if you could give me some advice.

　　对。但在此之前，我想知道你能否给我一些建议。

　　A:Of course, Mr Hayes. That's what I'm here for. What would you like to know?

　　当然可以，Hayes先生。这就是我的工作呀。您想知道什么呢?

　　B:Maybe Vm making a big mistake cashing in my Time Deposit before maturity.

　　也许我在定期存款到期之前兑现是个错误。

　　A:This bank charges you 6 months interest as a penalty if you withdraw before maturity. Would it be possible to take the money from your Current Account, for example?

　　如果您在到期前兑现的话，本行要收取您6个月的利息作为罚金。您有没有可能从您的活期账户里取钱呢?

　　B:No, not really. My Current Account is for cash flow and couldn't withstand having all of that money taken from it.

　　不行啊。我的活期账户是为了现金流转，我可经不起从里面取那么多钱呐。