IVY: I would like to open an account here.

SUSAN: Alright. What kind of account would you like?

IVY: I'm not sure. I'm new here in America.I don't know the English words for different kinds of accounts.

SUSAN: Well, most international students open a basic savings account.

IVY: Yes, I know I need to have a basic savings account.

SUSAN: Alright. And did you want to have a checking account too?

IVY: Sure. I know a lot of people here use checks. But do I need two accounts?Do I need a savings account and a checking account?

SUSAN: Well. No, not really.If you think you will use a lot of checks, maybe you just need a checking account.But you must be good at managing money then.

IVY: I understand. I don't want to write bad checks.

SUSAN: That's right.

IVY: I think I can have just one account. A checking account.

SUSAN: And did you want to use a cash card with your account?

IVY: Yes. Can I have a cash card too?

SUSAN: Certainly. Here is the form to fill out.In order to open a checking account here, I also need to see your passport.

IVY: Alright. I brought it with me. Here it is.

SUSAN: Good. And I need to see your student I.D.

IVY: Here it is.

SUSAN: Thank you.Now if you will fill out that form, I will start to enter your information into the computer.

IVY: Here is the completed application form.

SUSAN: Good. Here is a deposit slip.Please fill in your name and the amount you want to deposit today.

IVY: Is fifty dollars okay?

SUSAN: Yes, that's fine.

艾菲：我想在这里开户。

苏珊：好的。你需要什么种类的户头?

艾菲：我不确定，我刚到美国。我不明白英文的不同种类的户头是什么意思。

苏珊：嗯，大部分的外国学生都开基本储蓄存款帐户。

艾菲：对，我知道我需要一个基本储蓄存款帐户。

苏珊：好的。你需要一个支票存款帐户吗?

艾菲：当然。我知道这里大部分的人都使用支票。但我需要两个帐户吗?我需要储蓄存款帐户及支票存款帐户吗?

苏珊：嗯。不，并不一定。如果你认为你会使用很多的支票，或许你只需要一个支票存款帐户。你必须能妥善地管理自己的钱财。

艾菲：我了解。我不希望开有问题的支票。

苏珊：没错。

艾菲：我想我只需要一个帐户。一个支票存款帐户。

苏珊：你想要一张现金提款卡吗?

艾菲：是的。我还能要一张现金提款卡吗?

苏珊：没问题。这是申请表以供填写。照程序要开一个支票存款帐户，我还要看你的护照。

艾菲：有的，我有带在身边。在这儿。

苏珊：很好。我还需要你的学生证明。

艾菲：这个就是。

苏珊：谢谢你。现在，如果你填好这张表格，我会将你的资料输入计算机。

艾菲：这是填好的申请表。

苏珊：好的，这是存款单。请填上你的姓名以及今天要存的数目。

艾菲：五十元可以吗?

苏珊：可以，没问题。