A: Peter is a bag lady now.

Peter现在露宿街头无家可归。

B: That black sheep. It serves him right.

这个败家子，他罪有应得。

A: He was so rich in the past. Maybe he’s regretting his past mistakes now.

过去他多富有，也许现在他后悔过去犯过的错误了。

B: It’s too late.

但为时已晚。