[00:02.96]2000

[00:05.62]If a farmer wishes to succeed,

[00:07.63]he must try to keep a wide gap

[00:09.91]between his consumption and his production.

[00:12.93]He must store a large quantity of grain

[00:15.35](1)instead of consuming all his grain immediately.

[00:18.48]He can continue to support himself and his family

[00:21.81](2)only if he produces a surplus.

[00:24.43]He must use this surplus in three ways:

[00:27.55]as seed for sowing, as an insurance

[00:30.17](3)against the unpredictable effects of bad weather

[00:33.00]and as a commodity which he must sell

[00:35.52]in order to (4)replace old agricultural implements

[00:39.14]and obtain chemical fertilizers to (5)feed the soil.

[00:42.98]He may also need money to construct irrigation (6)channels

[00:46.20]and improve his farm in other ways.

[00:48.57]If no surplus is available,

[00:50.78]a farmer cannot be (7)self-sufficient.

[00:53.00]He must either sell some of his property

[00:55.32]or (8)seek extra funds in the form of loans.

[00:58.65]Naturally he will try to borrow money

[01:00.67]at a low (9)rate of interest,

[01:02.78]but loans of this kind are not (10)frequently obtainable.