A: Today, you need to pay 20 RMB in handling fees.

今天，您需要付20元手续费。

B: Can't you just take it from my account? I can't be bothered with cash dealings today.

你不能直接从我的账户中支取吗?我现在无法用现金交易。

A: I must tell you that because your banking has been such a large amount, you need to wait until you leave the country to get any currency back.

我必须告诉您，因为您的银行业务量一直很大，您得等到离开本国之后才能换回您的本国货币。

B: You mean, if there is any left over?

你的意思是，如果到时候还有余额的话?

A: Yes, totally. It's nice to meet a customer who understands the system.

是的，正是如此。很高兴遇见一位了解我们系统的顾客。

B: Right, so the deposit, if I don't draw on it will be blocked after you get the Deposit Certification?

行，那么这些存款，如果我不取它的话，在开了存款证明之后，就会被冻结了吧?

A: That's right. I know we have a complex system, but you have caught on so quickly.

没错。我知道我们有一个复杂的系统，但您了解得还真快。