A: Hello, Madam. What can I do for you today?

您好，女士。今天我能为您做些什么吗?

B: Hello. Yes, I'm here to redeem a Treasury Note. It's not at the maturity date yet, but it is an emergency.

你好。是的，我来这里就是为了兑现国库券的。虽然还没有到期，但我有急事儿。

A: OK, can I see the note and some ID, please?

好吧，我可以看一下这些国库券，还有身份证明，好吗?

B: There you are. As you can see,the maturity isn't up yet.

给你。你看看，还没有到期。

A: You do realise that you must pay a 0. 2% charge for premature cancellation, right?

您一定知道，提前兑现的话，您必须支付0.2%的手续费，对吧?

B: Oh, really? No, I wasn't aware of that.

噢，真的吗?不，我不知道这一点。

A: Unfortunately, yes. You see, this is a three-year note; it was issued over a year ago,but not over two years. So, you will have to pay. I'm sorry about that.

不幸的是，的确如此。您看，这是一个三年期国库券;一年多以前发行的，但还没超过两年。所以，您不得不付手续费，真对不起。