20种更好的理财习惯可以帮助你增加储蓄

Get intentional and think what having more money will bring to you. Use these reasons as your north start. The next time you’re tempted to spend money remember why you’re saving in the first place.

有意识地去想，拥有更多的钱会给你带来什么，用这些理由作为你存钱之旅的开始。下次你想花钱的时候，首先想想为什么要存钱。

Then, start adopting better money habits. Go through this list and note which habits you’re weak and strong in:

然后，开始养成更好的理财习惯。浏览一下这张清单，看看哪些习惯是你的强项，哪些是你的弱项:

1. Be Honest About Your Bad Habits

诚实面对你的坏习惯

2. Recognize Your Money Mentality

认清你的金钱观念

3. Define Your Needs and Wants

辨别你的需要和欲望

4. Understand Your Cash Flow

了解你的现金流

5. Learn How to Set SMART goals

学习如何设立明智的目标

6. Use Tools to Track Your Expenses

实用工具追踪你的支出

7. Learn How to Negotiate Your Bills

学习如何平衡你的账单

8. Start Automatically Saving Instead

有意识地开始存钱

9. Be Frugal with Your Money

节约用钱

10. Switch over to No Credit Card

不使用信用卡

11. Review Your Financial Progress Daily

每天检查你的财务进展

12. Shamelessly Use Coupons in All Places

购物时尽可能多使用优惠券

13. Pack Your Lunch to Save Money

带午餐上班可以省钱

14. Leverage Tools to Cut Junk Mail

利用工具删除垃圾邮件

15. Adopt the 30-Day Rule

采用30天原则

16. Work on Important Tasks, Not Everything

做重要的事，而不是所有的事情

17. Be a Voracious Reader

做一个贪婪的读者

18. Get Educated on the Go

再忙也要学习

19. Choose to Invest in Yourself

选择投资自己

20. Improve Your Money Skills to Grow Your Income

提高理财技能来增加收入

You can save more if you commit to do so today. More important, you’ll live a happier life. Isn’t this worth all the sacrifice?

如果你今天就下决心这样做，你可以存更多的钱。更重要的是，你会过上更幸福的生活。这一切难道不值得吗?