Financial investment is a game of risks and rewards, the object being to minimize the former and maximize the latter. Concentrating investment capital carries the greatest potential for high dividends, but also involves enormous risk as the failure of one or two companies could seriously damage your portfolio.

金融投资是一种风险和赢利的游戏，其目标是将前者降至最低，后者最大限度地提高。集中投资的资本可能会带来高额股利的最大潜力，但同时也伴随着巨大的风险，因为一两家公司的破产就有可能让你的有价证券损失惨重。

(短文节选,本期开始连载：共同基金)