12. 信用卡市场
China is predicted to overtake the U.S. as the largest market for credit cards by 2020 with about 900 million cards in circulation. Payment service providers like Visa and MasterCard are looking for an opportunity to enter the Chinese market, trying to grab this growing market. Total cards in China are expected to increase at the rate of 11% annually, with a transaction value that is expected to climb by 14% annually until 2025. China UnionPay is the sole bank card transaction company in the region and the biggest card company globally in terms of card issuance and the second largest in the Asia-Pacific region in terms of transaction volume.
预计到2020年，中国将超越美国成为最大的信用卡市场，市场上流通的信用卡将达到约9亿张。提供支付业务的服务商如维萨（Visa）和万事达（MasterCard）正在寻找进入中国市场的机会，试图占领这个不断增长的市场。到2025年，中国信用卡总量预计将以每年11%的速度上涨，交易量预计每年攀升14%。中国银联（China UnionPay）是中国区域内唯一的银行卡交易处理公司，是全球信用卡发行量最大的公司，拥有亚太地区第二大信用卡交易量。
