Opening a Personal Checking Account

开立个人支票帐户

Situation 19

情景 19

John Smith is opening a personal checking account at the National City Bank .

约翰·史密斯正在国家城市银行开立个人支票帐户。

Clerk:May I help you ,sir?

职员：我能为您做什么，先生?

Smith :Yes,please .I'd like to open a personal checking account .

史密斯：谢谢!我想开立一个个人支票帐户。

C;Yes,sir .Do you want a regular or a special checking account ?

职员：好的，先生。您想开立普通的还是特殊的支票帐户?

S:I'm not sure what the difference is .

史密斯：我不太清楚它们有什么区别。

C:Special accounts are more economical if you think you'll write fewer than 15 checks each month .

职员：如果您认为您每月开支票少于15张，那么特殊帐户更为经济。

S:I probably won't write many ,just a few checks each month for shopping and paying some bills.

史密斯：我可能不会开那么多张支票，一个月只需几张支票买东西和支付一些帐单就可以了。

C:I think the special account will be best ,then .

职员：我想那您最好是使用特殊支票，

There's no minimum balance required and the service charge is only 20 cents for each check you write .

它没有最小存款余额的限制，而且您开出的每张支票只收取20美分手续费。

S:Yes,I think that's what I need.Can I open the account with this check ?It's my payroll check from my company .

史密斯：好的，我看这正是我所需要的。我可以开这种支票账户吗?这是我所在公司的工资支票。

C:Yes,of course .We'll take your payroll check for $237.00 as your initial deposit .

职员：当然可以，我们将把您的工资237美元作为您的第一笔存款。

Will you please fill out this signature card with your name,address,and occupation ?

请您在这张签名卡片上填写您的姓名、住址和职业。

I'll get a receipt and a checkbook for you while you're completing these forms.

您填写这张卡片时，我来为您准备收据和支票。

S:Can I get my name printed on the checks?

史密斯：可以把我的姓名印在支票上吗?

C;Yes,of course .We offer free personalized checks to all our customers .

职员：当然可以，我们对这里所有顾客免费提供个人支票。

If you would like your address printed on your checks,too,we can do that for a nominal charge .

如果您愿意把您的住址也印在支票上，我们可以照办，为此需收取少许费用。

S:I think I'll just take the free ones.I can always write my address on the checks myself .

史密斯：看来我还选择免费支票，自己把住址写在支票上吧。