Placing an Item for Collection

提供托收项目

Situation 30

情景 30

Chris Morris wants to cash a check his mother sent him for his birthday .He is talking to the collections clerk at the First National Bank.

克里斯·莫里斯想兑换一张他母亲为庆祝他的生日寄来的支票，他正与第一国民银行的负责托收的职员谈话。

Morris:I wanted to cash this check from my mother ,but the teller told me to bring it here.

莫里斯：我想把我母亲寄给我的这张支票兑现，出纳员让我把支票交到这里。

Clerk:Yes,sir.That's an out-of-town personal check.We wouldn't be able to cash it for you until the proceeds are collected from the drawee bank.

职员：好的，先生。这是一张外地个人支票，要等到款项从票据付款行取回来以后，我们才能够为您的支票兑现。

M:Well,how do I cash it then ?

莫里斯：哦，那么我怎样才能将这张支票兑现呢?

C:We will accept the endorsed check for collection and notify you as soon as it's paid .

职员：我们会收到用于取款的已背书的支票。支票被支付后，我们马上就会通知您。

Do you have any accounts with us ?

您在我们行里有帐户吗?

M:No,I don't have any bank accounts yet.I've lived here only a few weeks.I'm going to college here .

莫里斯：没有，我还没有任何银行帐户呢。我到这里才几个星期，我就要在这里上大学。

C:Well,if you will please endorse this check and show me some identification ,I'll prepare a collection receipt for you .

职员：噢，请您在这张支票背面签字，并让我看一下您的某种身份的证件，我为您准备一张取款收据。

M:Do I have to pay for this ?

莫里斯：我必须为此付钱吗?

C:Yes,sir .We must charge a collection fee of $1.50 if you don't have an account with us.

职员：是的，先生。如果您在我行没有帐户的话，你就需要支付1.5美元的取款费。

if you'd like to open an account with the proceeds,there will be no charge.

如果您愿意用这笔汇款开立一个帐户，你您就不用付钱了。

M:Yes,I'd better do that.I need an account anyway,so I may as well open one here .

莫里斯：好的，我最好立一个帐户。无论如何我需要一个帐户为好。

C;Will you please go to the New Accounts counter to open your account while I fill out your receipt?

职员：请您到新开帐户柜台去开立您的帐户，同时，我在这里为您填写收据，好吗?

M:Fine.I'll come back and get the receipt after I make arrangements to open an account .

莫里斯：好的，等我办理好开立帐戾的事情后，我就回来取收据。

Thanks very much for all your help.

非常感谢您的帮助。