“cold hands, warm heart” 的字面意思是 “冰冷的手，火热的心”，人们用它来称赞某人的本性善良、慷慨、外表冷漠心肠热。

【例句】
Wow, your hands are freezing. But you know what they say: 'cold hands, warm heart'.
哎呀，你的手好冷啊。不过，俗话说得好：外表冷漠心肠热。

She has cold hands, but a warm heart. She's a very caring person.
她的手冰冷，但心却温暖。她是一个很有爱心的人。