银行英语情景口语 第164期:个人消费信贷 小额消费贷款(4)
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    A: Welcome back, Sir. I trust the materials were helpful to you?

    欢迎您再次惠顾,先生。我相信这些材料对您有帮助吧?

    B: Indeed. I've decided to go for the Petty Consumer Loan. That is, if my credit rating is satisfactory.

    的确如此。我已经决定申请小额消费贷款。只要我的信用评级令人满意,就是它啦。

    A: Your credit is fine, Sir. Now, tell me, what is it that you need the loan for?

    您的信用良好,先生。现在,请您告诉我,您所需要的贷款是干什么用的?

    B: I've just bought a second hand apartment and I'm looking to do some renovations. You know, a bit of decorating, some new furniture, nothing flashy.

    我刚刚买了一个二手公寓,我想做一些翻修。你知道的,一点儿装饰、 一些新家具,普普通通的。

    A: I see. And what loan amount are you expecting?

    我明白了。那么,您希望贷多少款呢?

    B: It says here that the maximum is 20,000 RMB. Is that flexible?

    这上面说,最高額度为20000元。这可以灵活一点儿吗?

    A: I'm sorry, Sir. The maximum we can lend you on this type of loan is 20,000 RMB, with no exceptions.

    对不起,先生。我们可以借给您的这种类型的贷款最高额度是20000元,没有例外。

    B: Well, 20,000 RMB it'll have to be then.

    嗯,20000元,那就只好如此啦。

    A: I need some documentation from you. Such as your resident permit, your occupation and salary details and I already have your credit details here.

    我需要您提供一些文件。比如您的居住许可证,您的职业和工资的详细情况,还有我已经得到了您的信用的详情。

    B: Everything is right here. If that's all in order, just let me know where I sign.

    一切都在这里。如果都没问题的话,就请告诉我在哪里签字吧。

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