银行英语情景口语 第165期:个人消费信贷 个人质押贷款(1)
教程:银行英语情景口语  浏览:694  
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    A: Good afternoon. What can I do for you today. Madam?

    下午好。我今天能为您做些什么吗,夫人?

    B: It's a little sensitive, actually. I need to get hold of some money, and quickly.

    说起来我还真有点儿不好意思。我需要用钱,而且很急。

    A: OK, Madam. We are here to help.

    好的,太太。我们在此就是为了帮您。

    B: I already have some Time Deposits with you, but unfortunately, they haven't matured yet. I really don't want to cash those just yet.

    我已经在你们这里存了一些定期存款,但不幸的是,它们还没有到期。我还真不希望把它们兑现呢。

    A: I understand completely. There are other options, such as a Personal Pledge Loan.

    我完全理解。我们有其他的选择,比如个人质押贷款。

    B: I've not heard of that, could you tell me more, please?

    我没有听说过,请你多告诉我一些,好吗?

    A: The procedure is really simple and convenient. All you need to do is fill in this Loan Application form.

    办理的手续很简单,而且很方便。您所需要做的就是填写这份贷款申请表。

    B: Right …anything else?

    好的……还有什么其他的吗?

    A: Of course, we'll need some documentation from you. Like your resident permit, proof of salary and your USD Deposit Certificate, to use as collateral.

    当然,我们将需要您提供一些文件。像您的居住许可证、薪金证明以及您的美元存单,用作抵押。

    B: And then I just sign here? You're right! It certainly is simple and extremely convenient.

    然后我只要在这里签名?你说得对!这的确实很简单,而且非常方便。

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