In a time bank, members get credit for services they provide to other members, from cooking to housekeeping to car rides to home repair. For each hour of work, one time dollar is deposited into a member's account。

　　在时间银行里，会员可以通过为其他会员提供服务来获得积分，服务范围可包括做饭、整理家务、开车接送，以及家庭维修等。每工作一小时，便会有一个时间货币被存入会员的账户。

　　People see time banking as a way to deal with the economic pressures they are feeling, especially in places hit hardest by the recession。

　　人们把这种存储时间的方式作为应对经济压力的一种手段，在受经济衰退影响比较大的地区，尤其如此。