Lesson Introduction: Today, we need money. But there's a problem: we don't have any. In today's podcast, learn how you can ask for a loan in English. But, we aren't going to a bank for money, we are going somewhere else! Listen and find out!

A: Hello, I’m here to see Mr. Corleone.
B: Right this way, sir.
C: Charlie! What can I do for you?
B: Mr. Corlone, I’m really sorry to trouble you, but I need your help.
C: Anything for you, Charlie! Your father was like a brother to me.
B: Well, sir, you see, this recession has hit me pretty hard; I lost my job and I’m in a lot of debt.
C: I see……

B: Yeah, you know, I’ve got credit card bills, car payments, I’ve got to pay my mortgage; and on
top of all that, I have to pay my son’s college tuition.
C: So you’re asking for a loan.
B: Well, I just thought maybe you could help me out.
C: What? At a time like this? I’m broke too, you know! You’re not the only one who has been hit by the recession! I lost half my money in the stock market crash! Go on! Get outta here!

trouble   disturb or bother
recession   a period of time when the economy of a country is bad
hit me pretty hard  had a strong, negative affect on me
debt   the amount of money you owe to a person,bank, company, etc.
on top of all that   besides that, in addition to
broke   not have any money
borrow    take and use some money  and return the equal amount of money at a later time
pay back  return the money you borrowed
a loan  amount of money borrowed
take out a loan  borrow money
unemployed  having no job
downturn a time when the economy is worse than usual