考试采取“多题多卷”模式，试题顺序不统一，请依据试题进行核对。

题目Rates are low这篇

1.to prevent

2.they are pessimistic

3.they advise

4.people

5.the unmanage

6.mortgage

7.a wider

8(这个是填单词)obtain credit

9(这个是填单词)to charge fees

10(这个是填单词)spending habits