每日一词|个人养老金制度 The individual pension system
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    The pension system is composed of three parts: the basic pension system, enterprise annuities andthe individual pension system.

    养老金制度目前由三部分组成:基本养老金制度、企业年金和个人养老金制度。

     

    The individual pension systemis an important complement to China’s pension system as China is in urgent need of setting up a multi-layered pension system to ensure people from all walks of life are eligible for financial support as they grow older.

    中国急需建立一个多层级的养老金制度以保证各行各业的人都能随着年龄的增长有资格获得金融支持,个人养老金制度是中国养老金制度的重要补充。

     

    The individual pension systemcan help cut financial investment risks, as people are free to choose an investment product based on their individual risk preferences and current asset portfolios.

    个人养老金制度有助于降低金融投资风险,因为人们可以根据各自的风险偏好和当前的资产组合情况自由选择投资产品。

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