2--Yes it is, may I ask who is calling?

1--This is your bank calling in regards to an overcharge on your credit card.

2--I'm sorry, there must be some mistake.

1--It says here that you charged over $500 on it yesterday.

2--That can't be right; I have not used it in months!

1--Are you saying you did not make that charge?

2--That's exactly what I am saying.

1--Looking closer, this charge was made in a different city.

2--I am looking for my card now and I cannot find it.

1--This calls for further investigation.

2--I assure you I did not make the purchase.

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注解：
 
1.residence住宅
2.credit信用
3.purchase购买

===================================
译文：

1--你好，这是史密斯的住宅吗?

2--是的，请问是哪一位?

1--这里是银行，打电话通知你的信用卡已超额使用。

2--很抱歉,我想一定是弄错了。

1--这里显示,昨天你消费超过500美元。

2--那不可能；我已经有几个月没用过它了！

1--你是说你没有花那500美元是吗？

2--那就是我要说的。

1--仔细看,这笔费用花在一个不同的城市。

2--我现在正在找我的卡，但是找不到。

1--这需要进一步调查。

2--我向你保证我没有购买。