1--Hey honey, how was your day?
 
2--It was alright. I ran into Bill and we got to talking for a while. He’s in a bit of a jam.
 
1--Why? What happened?
 
2--Well, his son had an accident and Bill doesn’t have health insurance. This really got me thinking, and I wondered if we shouldn’t look into a couple of different HMO’s.
 
1--Yeah, you’re right. We aren’t getting any younger and our kids are getting older.
 
2--Exactly! I searched on the web and found a couple of HMO’s with low co-pays and good coverage. The deductibles are low, too.
 
1--Sounds good, although, do you think we can qualify for insurance? Those insurance companies are real pirates when it comes to money.
 
2--Well, we don’t have any pre-existing illnesses or conditions, so we should be fine.
 
1--I wish our company or country provided us with healthcare.
 
2--Not in a million years!
 
===================================
注解：
 
1.insurance保险
2.coverage覆盖
3.qualify取得资格
 
===================================
译文：
 
1--亲爱的，今天过得如何？
2--还行。我碰见比尔了，我们说了会儿话。他现在有些困难。
1--为什么？发生什么事了？
2--他儿子出了车祸，但是比尔没有医疗保险。这使我思考我们是不是应该调查下不同的医保组织。
1--你说得对。我们不再年轻，孩子也在变老。
2--是啊，我在网上搜索了，找到了2家保健组织，它们的医疗费很低而且保险项目很好。扣除条款也很低。
1--听起来不错，但是你认为我们适合保险吗？这些保险公司一旦涉及到钱就十分贪婪。
2--我们没有先天性的疾病和症状，所以应该适合保险。
1--我希望我们的公司或是单位能为我们提供医保。
2--一百万年内都别指望了。