Opening a Savings Account

开立储蓄帐户

Situation 14

情景 14

Henry Samson is asking a clerk at the First National Bank about opening a regular savings account.

亨利·萨姆森在第一国民银行向一个职员询问有关开立普通储蓄帐户事宜。

Clerk:May I help you ,sir?

职员：我能为您做些什么吗?先生?

Samson:Yes,please .I'd like to open a savings account .Can you give me some information?

萨姆森：谢谢，我想开立一个储蓄帐户。请您和我谈谈这方面的事，好吗?

C:Yes,I'd be happy to help you .We call our regular savings account plan passbook savings.

职员：好的，我很乐意为您服务。我们把我们的银行的普通储蓄帐户称为银行存折储蓄。

You may open an account in your name only ,or a joint account with your wife.

您可以只用您自己的名字开立帐户，也可以与您的妻子开立共同帐户。

There is no minimum balance ,and you may make deposits or withdrawals at any time .

我们这里没存款最小余额的限制，而且可随时存款或取款。

S:Do I earn interest on the account ?

萨姆森：我能从帐户上得到利息吗?

C:Yes,we pay the highest interest rate permitted for commercial banks .

职员：可以的。我们这里支付商业银行所允许的最高利率。

We credit the earned interest to your account automatically every quarter.

每个季度，我们会自动地把利息划入您的帐户的贷方。

S:Is it difficult to open an account?I mean ,do I have to be a regular customer of the bank?

萨姆森：开立一个帐户难吗?我是说，我必须是银行的老客户吗?

C:No ,sir.not at all.All that's necessary is to fill out this signature card and make your initial deposit .

职员：不，先生，完全不必。您所需要做的只是填写一下这张签名卡，并进行首次储蓄，

Even a dollar is enough to open the account .

甚至一美元就可开立一个帐户。

S:Let's see .You want my name,address,occupation ,date of birth and Social Security number .

萨姆森：让我看看这张卡片。你要我填上姓名、住址、职业、出生日期和社会保险号码。

What's this item here,"Mother's Maiden Name"?

母亲婚前姓名这一项是怎么回事?

C:We ask that for identification purposes ,sir .It's a code word we use to positively identify you in case you lose your passbook or there is some other need for positive identification .

职员：我们要求这一姓名是为人便于辨别身份，先生。这是一个暗语，万一您丢失了您的存折，我们可以用它来确切地辨别您的身份，或者由于某种需要，用以准确地辨认身份。

S:I see.Well,let me fill this out and I'll open an account.

萨姆森：我明白了，那我就填写这张卡片，然后开立一个帐户。