Lawmakers in the United States are considering financial reform legislation for large institutions.
美国国会议员正在考虑针对大型机构的金融改革法案。
Among the ideas being considered is to set up an oversight council.
其中正在考虑的想法是建立一个监督委员会。
One that would identify and monitor the so-called, "Too Big to Fail" enterprises.
该监督委员会将鉴定并监督所谓的“大而不倒”企业。
Large firms such as Bank of America, JPMorgan Chase, Citigroup and Wells Fargo...
大公司如美国银行、摩根大通、花旗集团和富国银行...
...would be subjected to greater regulation.
...会受到更大程度的监管。
It'll be a series of different yardsticks that have to do with their assets...
将会有一系列与他们的资产有关的不同标准…
...and their liabilities.
以及与他们的责任有关的…
And it'll be the relationship between those two.
并且是这两者之间所存在的关系。
And it'll be the kinds of assets they have,...
或许是他们拥有的某种资产…
...and the kinds of liabilities they have.
…及他们所承担的责任.
The largest institutions worth tens of billions of dollars...
..might be asked to contribute to a federal dissolution fund,...
...that would be used for potential future financial firm bailouts.
And those institutions might be asked to keep more money in their reserves.
Another idea under consideration would give regulators the ability...
...to dismantle large financial groups,...
...that might be in trouble or are on the verge of collapse.
Such has happened to Lehman Brothers, and insurer American International Group.
John Maggs covers the economy and taxes for the National Journal.
Think of it as a kind of, you know, bankruptcy process for financial firms.
There was no such procedure in place during this recent crisis,...
...so they were making it up as they went along.
