2--What?  Again?  Why do you keep running out of money?

1--I guess I don't earn enough.

2--No,I think  it's  how  you budget your life, that's the  problem.

1--That's my business, not yours.

2--True enough, until the time comes that you need to take my mon-ey.I don't know where you're wasting your money but I think you need to take a look at what's really important.

1--So how do you survive from pay day to pay day?

2--I don't just survive. I put money away as well.I know when I get paid where most of the cash will go, and I stick to my plan. If I follow a budget I don't have any nasty surprises.

1--I'm not disciplined enough I guess.

2--ln a few months I'm planning to invest my money into some for-eign companies. I think you need to reevaluate your spending hab-its.

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注解：

1.run out耗尽

2.budget制定开支计划

3.disciplined严格要求(自己)

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译文：

1--你可以借我50美元吗？

2--什么？又借？你怎么老是缺钱？

1--我想是赚得不够多。

2--不，我想是你没有好好计划开支，这才是问题所在。

1--那是我的问题，不关你事。

2--你说得对，可是每次你来找我借钱，我不知道你是怎么花掉你的钱的，但是你应该想想什么事情真正值得花钱。

1--那你是怎样度过没有发工资的日子呢？

2--我不仅仅“度日”，我还存钱，领了工资后，我知道钱该往什么地方花，而且我坚持这种做法，我遵循一个比较固定的预算。量人为出，这样我就没有你这种麻烦了。

1--我想我无法那么自律。

2--几个月以后我打算把钱投资到一些外国公司去。我想你应该再反省一下你的花钱习惯。