2--Maybe it is right since everything is possible. You know the market changes quickly these days.

1--But I still have doubt in those funds with bad historic performance.

2--So you have to develop your paHence and forethought!

1--Not exactly，I suppose.  For me，historic record is the very important criteria to decide which to buy.  I really want to decrease the risk to the minimum and achieve the maximum returns.

2--If you refuse to take risk，you can't have better returns.

1--I will think about it.

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注解：

1.indication征兆;迹象;暗示

2.forethought先见之明  

3.criteria标准;基准

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译文：

1--说到选择基金，总有人会说“过去的业绩并不代表它的将来”这句话。你觉得呢?

2--也许是对的。因为一切都有可能，你也知道，最近市场变化得很快。

1--不过我对于过去表现不佳的基金还是没有信心。

2--所以你就得要有耐心和先见之明啊!

1--我觉得也不完全这样。在我看来，一只基金的历史业绩是我购买它的重要衡量标准。我希望风险最低，回报最高。

2--如果你不冒险，也不可能获得收益的。

1--我会考虑的。