F:说到选择基金，总有人会说“过去的业绩并不代表它的将来”这句话。你觉得呢?
M:Maybe it is right since everything is possible. You know the market changes quickly these days.
M:也许是对的。因为一切都有可能，你也知道，最近市场变化得很快。
F:But I still have doubt in those funds with bad historic performance.
F:不过我对于过去表现不佳的基金还是没有信心。
M:So you have to develop your paHence and forethought!
M:所以你就得要有耐心和先见之明啊!
F:Not exactly，I suppose. For me，historic record is the very important criteria to decide which to buy. I really want to decrease the risk to the minimum and achieve the maximum returns.
F:我觉得也不完全这样。在我看来，一只基金的历史业绩是我购买它的重要衡量标准。我希望风险最低，回报最高。
M:If you refuse to take risk，you can't have better returns.
M:如果你不冒险，也不可能获得收益的。
F:I will think about it.
F:我会考虑的。
重点词汇
indication征兆;迹象;暗示
He gave no indication that he was ready to compromise.他没有流露出打算妥协的迹象。
forethought先见之明
With a little forethought many accidents could be avoided.做些事前筹划可防止多起事故的发生。
criteria标准;基准
The most important criterion for entry is that applicants must design and make their own work.参加的最重要标准就是申请人必须设计并制作自己的作品。
decrease降低;减少
Population growth is decreasing by 1.4% each year.人口增长每年下降1.4%。
minimum最小量;最小限度
He was only five feet nine, the minimum height for a policeman.他只有5.9英尺高，这是警察身高要求的底线。
maximum最大量;最大限度
The law provides for a maximum of two years in prison.法律规定监禁最长两年。
