服务英语·银行服务 脱贫词库

1．按银行种类划分：

储蓄银行：savings bank

大通银行：Chase Bank

花旗银行：National City Bank of New York

汇丰银行：Hongkong Shanghai Banking Corporation

麦加利银行：Chartered Bank of India, Australia and China

中央银行：Central Bank/National Bank/Banker's Bank

发行币银行：bank of issue, bank of circulation

商业银行：commercial bank

信贷银行：credit bank

贴现银行：discount bank

汇兑银行：exchange bank

开证银行：issuing bank, opening bank

通知银行：advising bank, notifying bank

议付银行：negotiation bank

保兑银行：confirming bank

付款银行：paying bank

代收银行：associate banker of collection

委托银行：consigned banker of collection

清算银行：clearing bank

本地银行：local bank

国内银行：domestic bank

国外银行：overseas bank

信托储蓄银行：trustee savings bank

合作银行：credit union

商业兴信所：credit bureau

无人银行：self-service bank

建设银行：Construction Bank

工商银行：Industrial and Commercial Bank

交通银行：Bank of Communications

抵押银行：mortgage bank

实业银行：industrial bank

准备银行：reserve bank

特许银行：chartered bank

往来银行：corresponding bank

承兑银行：merchant bank, accepting bank

投资银行：investment bank

进出口银行：import and export bank (EXIMBANK)

合资银行：joint venture bank

信用社：credit cooperatives

2．按银行业务划分：

货币：currency/money

兑换货币：money changing

钞票：bank note

大票：note of large denomination

小票：note of small denomination

零钱：small change

存户：depositor

存款存根：pay-in slip

存款单：deposit form

自动存取机：banking machine

存款：deposit

存款收据：deposit receipt

私人存款：private deposits

存单：certificate of deposit

存折：deposit book, passbook

信用卡：credit card

本金：principal

透支：overdraft, overdraw

双签：countersign

兑现：cash

兑付：honor a cheque

拒付：dishonor a cheque

止付：suspend payment

账目编号：account number

3．货币兑换须知货币名称：

人民币：Chinese yuan

港币：Hong Kong dollar

澳元：Australian dollar

英镑：British pound

欧元：Euro

美元：American dollar

加元：Canadian dollar

瑞士法郎：Swiss franc

日元：Japanese yen

瑞典克朗：Swedish kroner

4．其他银行词汇：

行长：president

总账：general ledger

分户账：subsidiary ledger

现金账：cash account

结余：surplus

直接套汇：direct exchange

间接套汇：indirect exchange

外汇波动：foreign exchange fluctuation

贴现：discount

贴现率：discount rate, bank rate

申请单：an application form

信用证：letter of credit

营业时间：banking hours, business hours

利率：interest rate

单利：simple interest

复利：compound interest

法定利息：legal interest

优待利率：prime rate

应付利息：payable interest